Insolvency is not the end — it is a legal mechanism to reorganise or wind down an unsustainable situation in an orderly way. For individuals, the discharge of remaining debts allows a fresh start after the legal period. For companies, the PER and recovery plans can prevent closure.
How we can help
- Personal insolvency with discharge of remaining debts
- Special Revitalisation Process (PER) for viable companies
- Company insolvency filings and orderly liquidation
- Filing and verification of creditor claims
- Out-of-court negotiation with banks and creditors
- Director liability in insolvency
How it works
- 01
Book a Consultation
You will have the opportunity to clarify your questions and understand the first steps that will be taken.
- 02
Strategy Definition
We will discuss all legal options, possible scenarios and recommendations for moving forward.
- 03
Plan Execution
During execution, we will keep you informed of all developments and stages of the process.
- 04
Resolution & Conclusion
The goal is to ensure that your interests are protected and that you are satisfied with the outcome.
Frequently asked questions
- What is the discharge of remaining debts (exoneração do passivo restante)?
- It is the mechanism that allows an insolvent individual to be released from remaining debts after a period of income assignment (currently 3 years), starting over without the weight of past liabilities.
- My company has debts but is viable. What are my options?
- The PER allows you to negotiate a payment plan with creditors under judicial protection, suspending enforcement actions during negotiations. It is designed for economically viable companies in financial difficulty.
- I am a creditor of an insolvent company. How do I recover my credit?
- You must file your claim within the deadline set in the insolvency declaration. Your position in the ranking of credits (secured, privileged, ordinary) determines the likelihood of recovery — and reaction deadlines are short.
